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Individual InsuranceProductsDisability InsuranceInsurance Without Medical Exam - Debt Insurance

Insurance Without Medical Exam - Debt Insurance

Have you ever been declined for disability insurance?

Humania Assurance - Insurance Without Medical Exam is for people who, for medical or other reasons, have had difficulty in obtaining disability insurance. In the event of an accident or critical illness, disability debt insurance covers your monthly debt payments so you can focus on getting better without having to worry about creditors.

With a single contract, you can cover a full range of debts owed to any number of creditors, which are sure to change over time. Opt for 10- or 20-year term insurance with a renewal option in effect until you reach age 65.

There is no medical exam required. All you have to do is answer six simple eligibility questions. You are protected immediately upon receipt of your online application and the first premium payment.

This insurance provides you with coverage that is:

  • Instantly issued
  • Simple to understand
  • Easy to purchase
Receive up to $2,500 per month in case of disability
Receive up to $2,500 per month in case of disability

Product advantages

  • Online application
  • Immediate coverage
  • Premium based on your actual age
  • Life and Critical Illness insurance are also available with no additional questions
  • Renewal guaranteed until age 65
  • Premium Refund Rider available (75% after 20 years)

Humania Assurance - Insurance Without Medical Exam is available to people 18 to 55 years old (inclusive).

Contact your financial security advisor to get more information on a disability insurance tailored to your needs.

Check online right away to see if you're eligible!

Documentation and tools

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