Instantly issue 4 different types of coverage

IWME: The ideal solution for those difficult to insure cases

Do your clients have difficulty finding Life, Critical Illness or Disability Insurance for medical or lifestyle issues? Humania Assurance’s Insurance Without Medical Exam is the solution. Only 6 eligibility questions. No medical exam. Issued instantly.

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IWME Life

A Term and Permanent Life Insurance solution with no medical exam that provides instant coverage for your difficult to insure clients.

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IWME Critical Illness

Ideal for difficult to insure clients who are looking for Critical Illness coverage.

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IWME Disability Income

Offer your difficult to insure clients income replacement insurance regardless of their occupation.

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IWME Disability Debt

Offer your difficult to insure clients a solution to cover their expenses in the event of a disability.

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