Term Critical Illness Insurance

Critical illness coverage

Flexible and personalized protection covering the most common critical illnesses.

term-critical-illness-insurance

Term insurance that offers more

Discover our term critical illness insurance offering flexible and personalized protection for all ages.

Target market

  • People of all ages: Available from birth to age 65
  • People with temporary needs: Ideal for those with short- to medium-term insurance needs (terms from 10 to 75 years available)
  • Families: Offers a coverage option for the whole family, including children and spouses
Personne portant un parapluie mauve vu de dos
Personne portant un parapluie mauve vu de dos

Target market

  • People of all ages: Available from birth to age 65
  • People with temporary needs: Ideal for those with short- to medium-term insurance needs (terms from 10 to 75 years available)
  • Families: Offers a coverage option for the whole family, including children and spouses
Protection details

Main features

  • Coverage for 4 or 25 illnesses

  • Return of premium option without terminating the contract

  • 1st event life insurance

  • Flexibility: capital from $25,000 to $1,000,000

  • Insurance terms from 10 to 75 years

  • Convertible to permanent insurance up to age 60

  • Medical Experts Assistance Program: Free access to Teladoc’s integrated medical expert service

  • Available riders:

    • 1st Event life insurance

    • Return of premiums without terminating the contract every 15 years or at age 65

    • Total disability waiver of premium benefit

    • Accidental death and dismemberment benefit

Guides and documents

For more information on Humania Assurance’s Term Critical Illness Insurance, please download and review the documents below:

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