Main features
Simplified Issue
Gold, silver, bronze
Guaranteed Issue
Copper
Issue age
From 18 to 55 years old inclusively
From 18 to 55 years old inclusively
Available terms
T10 or T20
T10 or T20
Benefits offered
from $400 to $2,500 per month
from $400 to $1,250 per month
Renewal
Guaranteed renewal until age 65
Guaranteed renewal until age 65
Rider (optional)
75% return of premium rider after 20 years with no claim
75% return of premium rider after 20 years with no claim
Beneficiary
The insured
The insured
Pre-existing condition clauses
12 or 24 months
N/A
Deferred period
N/A
No benefit during the 24 months period following the underwriting except in the event of an accident
