Insurance Without Medical Exam

What’s New

IWME Life Just got Better: Up to $1M in Coverage and Increased T-100 Limits to Protect Your Clients

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INSTANT ISSUE • 4 DIFFERENT TYPES OF COVERAGE

IWME – Simple, Fast Insurance Solutions with No Medical Exam

Your clients need fast, easy-to-access coverage without delays? Humania Assurance IWME products offer instant issue with no medical exam for a wide range of client profiles.

IWME Life

A term life insurance solution, with no medical exam and instant issue — now up to $1,000,000 for your clients aged 50 and under.

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IWME Critical Illness

A critical illness insurance solution with no medical exam, designed to provide accessible and fast coverage, regardless of health profile.

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IWME Disability Income

A disability income insurance solution with no medical exam, to quickly protect your clients' income, without the constraints of traditional products.

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IWME Disability Debt

A disability debt insurance solution with no medical exam, to protect your clients' financial commitments, simply and quickly.

Guides & Documents

To obtain more information about IWME from Humania Assurance, we invite you to download and consult the documents below:

The Life insurance T10-T20 sample policy – Simplified Issue

The Life insurance T10-T20 sample policy – Guaranteed Issue

The Life insurance T100 sample policy – Simplified Issue

The Life insurance T100 sample policy – Guaranteed Issue

The Critical Illness insurance sample policy – Simplified Issue

The Critical Illness insurance sample policy – Guaranteed Issue

The Disability Income insurance sample policy – Simplified Issue

The Disability Income insurance sample policy – Guaranteed Issue

The Disability Debt insurance sample policy – Simplified Issue

The Disability Debt insurance sample policy – Guaranteed Issue

Product Guide – Simplified Issue

Product Guide – Guaranteed Issue

IWME Life technical sheet – Simplified Issue

IWME Life technical sheet – Guaranteed Issue

IWME critical Illness technical sheet – Simplified Issue

IWME critical Illness technical sheet – Guaranteed Issue

IWME Disability Income technical sheet – Simplified Issue

IWME Disability Income technical sheet – Guaranteed Issue

IWME Disability Debt technical sheet – Simplified Issue

IWME Disability Debt technical sheet – Guaranteed Issue

The guarantee of refund of premiums after 20 years (optional)

Non face-to-face sales document

One pager – Simplified Web Solutions – Print Version

One pager – Simplified Web Solutions – Digital Version