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News

October 30, 2025

The Innovation Competition continues: it’s time for the jury!

In partnership with Fintech Cadence, Humania Assurance and Tour+Med announce the members of the Innovation Competition jury.

The finalists—soon to be announced—will present their solutions before a jury of five experts from the insurance, fintech, and entrepreneurship sectors, including representatives from Humania Assurance and its subsidiary, Tour+Med.

This jury will be responsible for selecting and awarding the three winners during the grand finale in November, with a total of $35,000 in prizes. These promising projects aim to enhance the travel experience of snowbirds and could pave the way for innovative, real-world solutions for the industry.

The Grand Finale Jury

Nicolas Moskiou

President and Chief Executive Officer, Humania Assurance

A recognized leader with over 20 years of experience in the insurance industry, he combines operational expertise, strategic vision, and a passion for innovation. Known for turning ambitious strategies into concrete solutions, he strengthens client experience, fosters collaboration, and builds lasting partnerships. His engaging leadership and focus on continuous improvement actively contribute to Humania’s growth and reputation.

Joanne Vézina

Chair of the Board of Directors, Humania Assurance and Snowbird

Joanne Vézina is an experienced corporate director known for her expertise in governance, risk management, and human resources. She has held various senior leadership positions in the financial services sector, contributing to strategic growth and enhancing both client and partner experiences.

Martin Houde Bergeron

Vice President, Travel Insurance

With over 15 years of experience in travel insurance, Martin Houde Bergeron plays an active role in shaping the growth and strategy of Tour+Med. A motivating leader, he values collaboration and team performance to deliver innovative solutions that meet the needs of travelers.

Pascale Audette

Member of the Board of Directors, Humania Assurance and President & CEO, YMCAs of Quebec

With over 25 years of experience, Pascale Audette has led fast-growing technology companies and contributed to their international expansion. The former CEO of Carebook Technologies, she was appointed President and CEO of the YMCA of Québec in 2025. She also serves on several boards and actively supports emerging businesses.

Mélanie Muise

President, Personal & Travel Insurance, Navacord

A seasoned executive with more than 18 years of experience in the insurance industry, Mélanie Muise is recognized for her expertise in personal and travel insurance. As President at Navacord, she is known for her strategic leadership, results-oriented mindset, and ability to mobilize teams around digital transformation initiatives. She plays a key role in driving the organization’s growth and innovation.

Key stages of the competition

Stay tuned! The finalists will be announced soon, and the grand finale in November will crown three winners who will help redefine the travel experience for snowbirds.

A collective project

This initiative is the result of the passionate and rigorous collaboration of a dedicated team from Humania Assurance and Tour+Med: Anthony Blais, Véronik Brazeau, Sandra Da Silva, Marie-Michèle Duchesneau, Virginie Labonté, Andrew Mazur, Stéphane Pincince, Marie Pierre Rochon, Maxime Scott, Michelle Tessier, Saadya Waheed, Nathalia Wosik.

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