Humania Assurance and its subsidiary Tour+Med, in partnership with Fintech Cadence, are proud to unveil the 8 finalists of their Innovation Competition.
After several weeks of preparation, mentoring sessions, and inspiring workshops, these teams stood out among 14 semifinal projects thanks to the creativity, relevance, and tangible potential of their solutions. Their bold ideas reflect the vitality of the fintech and insurance ecosystem and demonstrate the power of innovation as a driver for enhancing the travel experience of Canadian snowbirds — those seasonal travelers seeking safety, connection, and discovery.
These promising projects explore a range of avenues, from behavioral analysis to tracking applications and intelligent support platforms. All share a common goal: to improve the snowbird travel experience and inspire new approaches across the industry.
Onward to the Finals!
The finalist teams are now heading toward the final stage of this exciting journey: the grand finale on November 19. They will present their solutions before a panel of experts from the insurance, fintech, and entrepreneurship sectors — including representatives from Humania Assurance and Tour+Med. Three winners will be crowned and will share a total of $35,000 in cash prizes, with $20,000 awarded for first place, $10,000 for second, and $5,000 for third.
Our Finalists
Compawnion
By: Snowbridge
Compawnion supports emotional and mental wellness, which contributes to healthier, more satisfied travelers. The app creates non-transactional engagement, providing a relationship-building platform that strengthens emotional bonds with family and encourages daily healthy routines.
Mira
By: Tahpin
Tahpin Inc. addresses the travel preparation challenge through a comprehensive digital companion platform that blends technology, engagement, and human-centered design.
Snowbird Companion
By: Voyage AI
Snowbird Companion is the solution provided by VoyageAI. It is a mobile app consolidating all seasonal migration needs.
Snowbird Hub
By: Shima
The Snowbird Hub is an all-in-one digital companion designed to enhance the seasonal travel experience for Canadian snowbirds. Developed for Tour+Med, this standalone SaaS platform extends far beyond insurance—creating a connected, preventive, and community-driven experience that supports travelers before, during, and after their journeys.
Snowbird+
By: WeavAir/Climat8
Snowbird+ offers an AI-powered, offline-enabled mobile platform designed as a proactive health and travel companion. By integrating satellite Earth Observation (EO) data, real-time user health inputs, and predictive algorithms trained on multi-year climate, mobility, and medical datasets, Snowbird+ provides hyper-localized, actionable alerts before health or environmental emergencies occur.
SnowConnect+
By: Sunbound
SnowConnect+, addresses the unique challenges faced by Canadian “snowbirds” retirees who spend extended periods abroad during the winter months. As an app, it offers telehealth services that ensure 100% cross-border prescription access, making it simple for snowbirds to get the medications they need while abroad. It also builds a verified social hub with over 100 monthly events, helping seniors stay connected and avoid isolation.
TourWise
By: Redwing
Through direct conversations with snowbirds, we designed TourWise, a travel companion app built with snowbirds, for snowbirds. Our goal is to make travel convenient, connected, and comfortable in one accessible, easy-to-use platform.
Tour+Med Ensemble
By: Snowbird Securities
Our web platform, Tour+Med Ensemble enhances snowbirds’ existing planning process without learning new systems. Tour+Med customers can access the platform seamlessly through any web browser. To directly address user needs, our solution delivers the following standout features: collaborative checklists and healthcare & activity searches.
Next step
Join us on November 19 to discover the winners!
Wish the finalists good luck as they enter their final sprint — and stay tuned to find out which innovations will soon redefine the snowbird travel experience.
Learn more about the competition and upcoming stages: fintechcadence.com/innovation-competition-humania-tour-med
A collective project
This initiative is the result of the passionate and rigorous collaboration of a dedicated team from Humania Assurance and Tour+Med: Sandra Da Silva, Nathalia Wosik, Anthony Blais, Véronik Brazeau, Michelle Tessier, Stéphane Pincince, Virginie Labonté, Maxime Scott, Andrew Mazur, Marie-Michèle Duchesneau, Marie Pierre Rochon, Saadya Waheed.
