A new protection was added to Humania Assurance – Insurance Without Medical Exam. With IWME Debt Insurance, you could receive up to $2,500 per month to cover your debts.

The Web solution for your declined or difficult to insure clients

Offer your clients up to 4 term insurance coverages instantly issued online against premature death, critical illness and disability to cover loss of income or monthly debt payments.

Web solution | Instant issue | Insured in less than 10 minutes

Only 6 eligibility questions!

Insurance Without Medical Exam offers four types of coverage

LIFE INSURANCE

• From $5,000 to $300,000
• 10- or 20-year term protection
• Guaranteed renewal to age 70

CRITICAL ILLNESS INSURANCE

• From $5,000 to $100,000
• 10- or 20-year term protection
• Four covered illnesses
• Guaranteed renewal to age 65
• Premium Refund Rider Available after 20 years (75%)

DISABILITY INCOME INSURANCE

• From $400 to $2,500* per month for 24 months
• 10- or 20-year term protection
• Retroactive benefit included
• Guaranteed renewal to age 65
• Premium Refund Rider Available after 20 years (75%)

DISABILITY DEBT INSURANCE

• From $400 to $2,500* per month for 12 to 24 months
• 10- or 20-year term protection
• Retroactive benefit included
• Guaranteed renewal to age 65
• Premium Refund Rider Available after 20 years (75%)

*Maximum combined disability coverage may not exceed $2,500/month. See contract for details.