Our customer service will be exceptionally closed this Thursday, June 13, 2024. Thank you for your understanding.

Critical Illness Insurance

Take the time to recover without financial worries

Protection tailored to your situation

Critical illness insurance protects you by providing essential financial support in the event that you are diagnosed with an illness that could have significant financial repercussions for you and your family. Our comprehensive range of products specifically covers the critical illnesses most common among Canadians.


Why purchase Critical Illness Insurance?

Enjoy financial protection in the event of a diagnosis

During their lives, one in three Canadians will experience a critical illness that radically changes their lives.

Benefit from coverage for your daily expenses

Use the funds received to contribute to your expenses during your recovery period.

Keep your savings for retirement

Avoid dipping into your RRSP or other investments to cover additional medical costs.

Prioritize your recovery

Focus on your recovery, knowing that the benefit you receive can provide financial support.

Our critical illness insurance coverage: Choose the one that suits you best

Critical Illness Insurance (permanent)

Benefits of this coverage:

Choose from three premium payment options:

  • Payment due for life
  • Payment due for 20 years
  • Payment due until age 65


Rider options to meet your specific needs:

  • Life insurance or return of premium on death: Protect your loved ones financially by guaranteeing that the insured capital will be paid out in the event of your death.
  • Premium exemption: In the event of total disability, your future premiums will be waived, allowing you to maintain your coverage at no additional cost.

Having trouble getting insurance?

We offer an option for protection without a medical examination!

Our process is fast and simple. No case is turned down, because we believe that everyone deserves insurance that understands them, regardless of their health status or lifestyle.

No medical exam | 6 eligibility questions | Issued in 10 minutes | No cases refused  

*Conditions apply.

Sick woman kissing a little girl's cheek

Critical Illness Insurance (term)

Protect your future with term critical illness insurance from Humania Assurance

Benefits of this coverage:

  • A wide range of coverage: Choose from plans offering coverage for 4 or 25 critical illnesses, to meet your exact needs.
  • Premium return option: You can even recover part of your premiums without terminating your contract.*
  • Included: Life insurance on first event: In addition to critical illness coverage, your contract also includes first-event life insurance.
  • Capital flexibility: You have the freedom to choose an insured sum ranging from $25,000 to $1,000,000, tailored to your situation.
  • Choose your duration: Our term critical illness insurance is designed to adapt to your financial plan. You can opt for renewable coverage for periods of 10, 15, 20, 25, 30 or even 75 years.
  • Convert to permanent insurance: You have the option to convert this temporary insurance into permanent coverage until the age of 60.

*Conditions apply.

Protect your peace of mind and your projects with term critical illness insurance from Humania Assurance.

Sick woman holding her solute holder

Cancer Insurance

Focus on your recovery or that of your loved ones.

Benefits of this coverage:

  • Receive a benefit of up to $75,000 in the event of a major cancer diagnosis, giving you financial protection in case of need.
  • 15% of the chosen amount will be paid to the your beneficiaries in the event of your death, whether cancer-related or not, to protect the security of your loved ones.
  • Fixed premium for 10 years, guaranteeing long-term financial stability.
  • 15% of the amount selected will be returned to the insured in the event of a minor, non-life-threatening cancer diagnosis, for complete coverage in all circumstances.
  • Option available to cover five critical illnesses in addition to cancer insurance, giving you extended protection.


Calculate a premium


Critical Illness Insurance for Children

Protect your child’s bright future.

Benefits of this coverage:

  • Benefit from comprehensive coverage for 37 critical illnesses specific to children (autism, cancer, type 1 diabetes, muscular dystrophy, cystic fibrosis, cerebral palsy, etc.). This will allow you to focus on your child’s recovery in the event of a serious illness diagnosis.
  • Take comfort knowing that, in the event of a serious illness, you will have the funds available to cover the expenses of a specialist or care abroad or to stay close to your child at all times.
  • Designed for healthy children between the ages of 30 days and 15 years – take advantage of suitable coverage, without financial worries.
  • Quick and easy underwriting, with no tedious medical examination, for immediate peace of mind.
  • Fair pricing, independent of the child’s age or gender, for total financial security.
  • The premium remains stable up to age 75, guaranteeing a bright future for your child, whatever the future may bring.

*Conditions apply.


Calculate a premium



Explore different articles about insurance solutions to help you make informed choices.

These protections might also interest you

Insurance Without Medical Exam

Problems getting out insurance? Insurance without medical exam is the perfect solution for you.

Learn more
Happy family
Life Insurance

Put your mind at ease by protecting your loved ones from financial hardship in the event of your death.

Learn more
Someone with a broken leg sitting on a couch
Disability Insurance 

Secure your income in the event of disability, to cover your basic needs.

Learn more
Search the site