Term Critical Illness Insurance

Critical illness coverage

Flexible and personalized protection covering the most common critical illnesses.


Term insurance that offers more

Discover our term critical illness insurance offering flexible and personalized protection for all ages.

Target market

  • People of all ages: Available from birth to age 65
  • People with temporary needs: Ideal for those with short- to medium-term insurance needs (terms from 10 to 75 years available)
  • Families: Offers a coverage option for the whole family, including children and spouses
Personne portant un parapluie mauve vu de dos
Personne portant un parapluie mauve vu de dos
Protection details

Main features

  • Coverage for 4 or 25 illnesses

  • Return of premium option without terminating the contract

  • 1st event life insurance

  • Flexibility: capital from $25,000 to $1,000,000

  • Insurance terms from 10 to 75 years

  • Convertible to permanent insurance up to age 60

  • Medical Experts Assistance Program: Free access to Teladoc’s integrated medical expert service

  • Available riders:

    • 1st Event life insurance

    • Return of premiums without terminating the contract every 15 years or at age 65

    • Total disability waiver of premium benefit

    • Accidental death and dismemberment benefit

Guides and documents

For more information on Humania Assurance’s Term Critical Illness Insurance, please download and review the documents below:

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