Income Insurance

Accident and Sickness

Simple, affordable and competitive. No occupation refused.


Income Insurance – Accident and Sickness tailored to everyone’s needs

Even in the most complex situations we can offer your clients an income replacement plan with PROHEALTH Income Accident and Sickness product.

Target Market

  • For self-employed workers and business owners
  • Difficult to insure and high risk occupations
  • For seasonal workers, part-time workers, students and retirees
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  • E-application with tele-interview
  • 3 distinct plans
  • Game-changing features
  • Monthly credit card payment option available with no extra fees
  • 20-Year Return of Premium (50%, 75% and 100%)
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Main features

  • Issue age: 18 to 64 years
  • All occupations are eligible
  • No limitations for home-based and self-employed workers
  • Offer for unemployed, part-time, seasonal, students and retirees: $1,000/month
  • No coordination or integration up to $2,500/month for 36 months
  • Level premium to age 65 – premium guarantee for the first 5 years
  • Critical Illness coverage included
  • 1st day hospitalization included for waiting periods of 90 days or less
  • Available waiting periods: 14, 30, 90, 120, 180, 365 and 730 days
  • Employment stability discount
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