Term Critical Illness Insurance

Without warning, a critical illness can affect your financial health or even your short- and long-term projects. Be ready for every eventuality with Term Critical Illness Insurance by Humania Assurance.

A term insurance that offers more

4 or 25 covered illnesses

Premium refund option
without surrendering the contract

Life Insurance at 1^st event

A range of renewable benefits offered

In addition to offering flexibility with an insured amount from $25,000 to $1,000,000, Term Critical Illness Insurance by Humania Assurance is flexible and may be tailored to your needs:

T-10 years
T-15 years

T-20 years
T-25 years

T-30 years
T-75 years

Convertible to permanent insurance until age 60.

List of covered critical illnesses

Insureds age 18 or over can choose between the following two plans:

Only the first four illnesses below; or
The complete list

For Insureds under 18 years of age, only the complete 25 illnesses list is available.

Cancer
Coronary surgery (coronary artery bypass)
Heart attack (myocardial infarction)
Stroke (cerebrovascular accident)
Alzheimer’s disease
Aortic surgery
Autism
Benign brain tumour
Blindness
Burns
Coma
Cystic fibrosis
Deafness

Heart valve replacement
Kidney failure
Loss of autonomy
Loss of limbs
Loss of speech
Major organ failure (on waiting list)
Major organ transplant
Motor neuron disease
Multiple sclerosis
Occupational HIV infection
Paralysis
Parkinson’s disease

Available riders

Life Insurance at 1^st event
Total disability waiver of premium benefits
Accidental death and dismemberment benefits
15-year premium refund benefits or at 65 years old

Best Doctors Assistance Program

Humania Assurance provides free-of-charge access to the integrated services of BestDoctors, a company recognized worldwide, in the event of a health problem.

Four levels of services are available for you and your family members: