New Guaranteed Issue

Guaranteed Issue Now Available from Humania – Life, Critical Illness & Disability Coverage for Everyone with the IWME Copper Plan. Learn more

Term Critical Illness Insurance

Critical illness coverage

Flexible and personalized protection covering the most common critical illnesses.

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Home Advisor Centre Products and sales platforms Term Critical Illness Insurance

Home Advisor Centre Products and sales platforms Term Critical Illness Insurance

Term insurance that offers more

Discover our term critical illness insurance offering flexible and personalized protection for all ages.

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Target market

People of all ages: Available from birth to age 65
People with temporary needs: Ideal for those with short- to medium-term insurance needs (terms from 10 to 75 years available)

Families: Offers a coverage option for the whole family, including children and spouses

Target market

People of all ages: Available from birth to age 65
People with temporary needs: Ideal for those with short- to medium-term insurance needs (terms from 10 to 75 years available)

Families: Offers a coverage option for the whole family, including children and spouses

Protection details

Main features

Coverage for 4 or 25 illnesses
Return of premium option without terminating the contract
1st event life insurance
Flexibility: capital from $25,000 to $1,000,000
Insurance terms from 10 to 75 years
Convertible to permanent insurance up to age 60
Medical Experts Assistance Program: Free access to Teladoc’s integrated medical expert service
Available riders:
- 1st Event life insurance
- Return of premiums without terminating the contract every 15 years or at age 65
- Total disability waiver of premium benefit
- Accidental death and dismemberment benefit

Guides and documents

For more information on Humania Assurance’s Term Critical Illness Insurance, please download and review the documents below: