Term Critical Illness Insurance
Without warning, a critical illness can affect your financial health or even your short- and long-term projects. Be ready for every eventuality with Term Critical Illness Insurance by Humania Assurance.
A term insurance that offers more
 4 or 25 covered illnesses |
 Premium refund option without surrendering the contract |
 Life Insurance at 1st event |
A range of renewable benefits offered
In addition to offering flexibility with an insured amount from $25,000 to $1,000,000, Term Critical Illness Insurance by Humania Assurance is flexible and may be tailored to your needs:
Convertible to permanent insurance until age 60.
List of covered critical illnesses
Insureds age 18 or over can choose between the following two plans:
- Only the first four illnesses below; or
- The complete list
For Insureds under 18 years of age, only the complete 25 illnesses list is available.
- Cancer
- Coronary surgery (coronary artery bypass)
- Heart attack (myocardial infarction)
- Stroke (cerebrovascular accident)
- Alzheimer’s disease
- Aortic surgery
- Autism
- Benign brain tumour
- Blindness
- Burns
- Coma
- Cystic fibrosis
- Deafness
|
- Heart valve replacement
- Kidney failure
- Loss of autonomy
- Loss of limbs
- Loss of speech
- Major organ failure (on waiting list)
- Major organ transplant
- Motor neuron disease
- Multiple sclerosis
- Occupational HIV infection
- Paralysis
- Parkinson’s disease
|
Available riders
- Life Insurance at 1st event
- Total disability waiver of premium benefits
- Accidental death and dismemberment benefits
- 15-year premium refund benefits or at 65 years old
Best Doctors Assistance Program
Humania Assurance provides free-of-charge access to the integrated services of BestDoctors, a company recognized worldwide, in the event of a health problem.
Four levels of services are available for you and your family members:
- InterConsultation
- FindBestCare
- FindBestDoc
- BestDoctors360°
Contact your financial security advisor to get more information on a critical illness insurance tailored to your needs.
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