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Term Critical Illness Insurance

Without warning, a critical illness can affect your financial health or even your short- and long-term projects. Be ready for every eventuality with Term Critical Illness Insurance by Humania Assurance.

Covers up to $1,000,000
Covers up to $1,000,000

A term insurance that offers more

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4 or 25 covered illnesses		 icon-amgt-main
Premium refund option
without surrendering the contract		 icon-amgt-coeur
Life Insurance at 1st event

A range of renewable benefits offered

In addition to offering flexibility with an insured amount from $25,000 to $1,000,000, Term Critical Illness Insurance by Humania Assurance is flexible and may be tailored to your needs:

  • T-10 years
  • T-15 years 
  • T-20 years
  • T-25 years
  • T-30 years
  • T-75 years

Convertible to permanent insurance until age 60.

List of covered critical illnesses

Insureds age 18 or over can choose between the following two plans:

  • Only the first four illnesses below; or
  • The complete list

For Insureds under 18 years of age, only the complete 25 illnesses list is available.

  1. Cancer
  2. Coronary surgery (coronary artery bypass)
  3. Heart attack (myocardial infarction)
  4. Stroke (cerebrovascular accident)
  5. Alzheimer’s disease
  6. Aortic surgery
  7. Autism
  8. Benign brain tumour
  9. Blindness
  10. Burns
  11. Coma
  12. Cystic fibrosis
  13. Deafness
  1. Heart valve replacement
  2. Kidney failure
  3. Loss of autonomy
  4. Loss of limbs
  5. Loss of speech
  6. Major organ failure (on waiting list)
  7. Major organ transplant
  8. Motor neuron disease
  9. Multiple sclerosis
  10. Occupational HIV infection
  11. Paralysis
  12. Parkinson’s disease

Available riders

  • Life Insurance at 1st event
  • Total disability waiver of premium benefits
  • Accidental death and dismemberment benefits
  • 15-year premium refund benefits or at 65 years old

Teladoc Medical Experts Assistance Program

Humania Assurance provides, free of charge, access to the world renowned integrated service of Medical Experts from Teladoc.

Four levels of services are available for you and your family members:

  • Find a Doctor
  • Care Finder
  • Personal Health Navigator
  • Expert Medical Opinion

Contact your financial security advisor to get more information on a critical illness insurance tailored to your needs.

I would like a financial security advisor to contact me.

Documentation and tools

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