New Guaranteed Issue
Guaranteed Issue Now Available from Humania – Life, Critical Illness & Disability Coverage for Everyone with the IWME Copper Plan. Learn more
New Guaranteed Issue
Guaranteed Issue Now Available from Humania – Life, Critical Illness & Disability Coverage for Everyone with the IWME Copper Plan. Learn more
Our insurance needs calculator is a tool designed to help you assess your insurance requirements.
Each stage of your life is unique and it’s important to tailor your protection to suit your specific needs.
Our calculator simplifies the process for you!
Family Financial Needs
Annual amount needed to maintain your household lifestyle
Number of years it will have to be compensated in the event of your death
Mortgage and Other Loans
Total amount of your debts
Funeral Expenses
Amount to cover expenses in the event of your death
Existing Life Insurance
Total amount of life insurance
Other Savings or Assets
Total savings
Your need for Life Insurance is of
Expenses (Amount per month)
Mortgage or rent
Food
Clothing
Loans
Utilities
Medical or dental care
Car
Tuition, membership fees
Personal care
Insurance premiums
Others
Total monthly expenses
0,00 $
Gross monthly income
What is your current earned income?
Total gross income from other sources
Group disability insurance
Disability benefits
Mortgage or creditor insurance
Others
Total income
0,00 $
Your need for Disability Insurance is of
Expenses related to illness (Total amount)
Debt repayment (amount owing on mortgage, credit cards, loans, etc.
Medical expenses (any treatment not covered, special care, treatment outside the country, private nurse, etc.)
Special expenses (home upkeep, childcare, children's education, companion, home improvements, etc.)
Convalescence expenses (leave of absence, convalescence trip, etc.)
Loss of income (reduction in work hours, early retirement, change of career, etc.)
Income replacement for a person who sustains a loss of income in order to care for the sick person.
Readaptation Rehabilitation or retraining
Others
Expenses for business owners
Replacement of key employee (wages and benefits)
Loss of operating income
Purchase of shares or buyout of associates' shares
Business expenses (loan repayments, etc.)
Others
Your need for Critical Illness Insurance is of
Expenses (Amount per month)
Mortgage or rent
Personal loan
Car loan
Furniture loan
Recreational vehicle loan (Boat, snowmobile, ATV, etc.)
Monthly payment on credit card
Monthly payment on line of credit
Income property or other
Total payment
0,00 $
Amount you want to insure
Analysis of commercial credit insurance needs
Expenses (Amount per month)
Business loan
Line of credit
Income property
Others
Total payment
0,00 $
Amount you want to insure
Your need for Personal credit insurance is of
