A new protection was added to Humania Assurance - Insurance Without Medical Exam. With IWME Debt Insurance, you could receive up to $2,500 per month to cover your debts.
The Web solution for your declined or difficult to insure clients
Offer your clients up to 4 term insurance coverages instantly issued online against premature death, critical illness and disability to cover loss of income or monthly debt payments.
Web solution | Instant issue | Insured in less than 10 minutes
Only 6 eligibility questions!
Insurance Without Medical Exam offers four types of coverage
Life Insurance
- From $5,000 to $300,000
- 10- or 20-year term protection
- Guaranteed renewal to age 70
Critical Illness Insurance
- From $5,000 to $100,000
- 10- or 20-year term protection
- Four covered illnesses
- Guaranteed renewal to age 65
- Premium Refund Rider Available after 20 years (75%)
Disability Income Insurance
- From $400 to $2,500* per month for 24 months
- 10- or 20-year term protection
- Retroactive benefit included
- Guaranteed renewal to age 65
- Premium Refund Rider Available after 20 years (75%)
Disability Debt Insurance
- From $400 to $2,500* per month for 12 to 24 months
- 10- or 20-year term protection
- Retroactive benefit included
- Guaranteed renewal to age 65
- Premium Refund Rider Available after 20 years (75%)
Consult the IWME Website
*Maximum combined disability coverage may not exceed $2,500/month. See contract for details.