Plan ahead with PAIRE

Disability Insurance PAIRE

PAIRE provides a customizable disability insurance solution at an affordable price. It is an income protection plan that allows you to benefit from a monthly income if injury or illness prevents you from going to work.

Take advantage of a Non-integrated Benefit
Take advantage of a Non-integrated Benefit

The PAIRE advantages:

  • Non-Integrated Benefit: We guarantee your monthly benefit up to $1,200 during the first 36 months, even if you receive amounts from government plans or any other insurance
  • Maximum benefit period: 2 years, 5 years or to age 65
  • Guaranteed renewal
  • Optional coverage available: 15-Year Premium Refund or at age 65
  • The policy remains in force even after a premium refund following a 15-year period.

Probability of being disabled for 90 days or more at least once before reaching 65 years of age

The likelihood of being disabled for 90 days or longer at least once before age 65 decreases with age and type of work
An office worker has a probability of 18 to 23% to be disabled for at least 90 days before age 65A manual worker has a probability of 40 to 60% to be disabled for at least 90 days before age 65A person doing supervisory works has a probability of 30 to 40% to be disabled for at least 90 days before age 65

This product is available to individuals who are 18 to 60 years old with level premiums and 18 to 50 years old for 10-year premium.

Contact your financial security advisor to get more information on a disability insurance tailored to your needs.


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Documentation and tools